Financial Necessities: Starting an Emergency Fund

Everyone should have an emergency fund. Shoot for up to six months of expenses in your fund in case you lose your job or become disabled. Where is the best place to keep this money? It should be secure and easily accessible. A good choice is a bank saving account, a CD, or a money market account that is FDIC-insured. Although you may receive a lower interest rate than other investment vehicles, you can get to your money quickly by using these types of accounts.

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